Calculators For sellers
For sellers
For sellers
What you'll walk away with
Selling is not just the sale price. After your mortgage payout, commission, HST and legal fees, this is roughly the cash that actually lands in your account. Move the numbers and see your real net proceeds.
Your sale
Everything stays on your device. Nothing is saved or sent.
$
$
The payout amount your lender gives you, which is roughly your current balance.
+ 13% HST, shown below
% + HST
GTA commissions are typically 4 to 5% total plus HST, and they are negotiable.
$
Your lawyer handles the sale closing. Typically about $1,000 to $2,000.
$
Breaking your mortgage early? Estimate it with the break penalty calculator and enter it here.
staging, repairs, moving
$
You walk away with about
$0
after costs and your mortgage payout
Sale price$0
Mortgage payout$0
Commission$0
HST on commission$0
Legal fees$0
Mortgage break penalty$0
Other costs$0
Net proceeds$0
This is roughly what lands in your account after the sale. Your lawyer confirms the exact figures on closing.
Jay Patel
REALTOR® · GTA
Thinking about selling? I'll give you an honest read on your number and what it really costs. I'm a real person, not a form, so message me.
A quick, honest note. This is an educational estimate, not legal, financial, or tax advice. It applies the costs most sellers face in the GTA: a negotiable realtor commission plus 13% Ontario HST, legal fees, any mortgage break penalty, and other costs you enter. It does not include things that depend on your situation, such as capital gains tax on a property that is not your principal residence, or property tax adjustments. Your lawyer and your lender confirm the exact figures on closing. I am a REALTOR®, not a lawyer or accountant, and I am happy to connect you with the right professional.